Invoice Financing

Invoice Financing & Receivables Factoring Program

Invoice financing or receivable financing are other terms for the process of factoring receivables.

If your business is positioned for growth, but lacks sufficient funding to realize its full potential, our invoice financing services are your funding solution. Let Blue Clover Financial transform your options.  Our specialized division provides capital on invoices & receivables due in 90 days or less.

We’ve built our approach around helping clients succeed by serving as an interim financing source to help them overcome credit obstacles.  Our goal is to help our clients “graduate” from factoring to a lower cost financing source, such as bank lines of credit or asset-based lending structures.

The application process is really simple.  See how quickly you can achieve funding with our simple application.

Please download the application here:

Application Download (PDF)

Application Download (PDF)

Here’s how we differentiate ourselves from other factoring competitors:

  • Flexible Terms
  • Creative Deal Structuring
  • Rapid Response
  • Personalized Service
  • Operational Strength


Businesses often need more cash than they have on hand. It may be for an emergency, a fleeting opportunity or sometimes, just meeting payroll. That’s where factoring can help.

Our factoring process is simple. A business sells its invoices or accounts receivable  to us. We advance most of the amount invoiced – typically 80% to 90% – to the business, then we collect their payments for them. Once the bill is paid in full, we remit the balance to the client, minus a transaction fee called the factoring fee.

Even though factoring is more common in the business world today, factoring can be more expensive than traditional bank financing. Companies that can get bank financing are naturally not a good fit for factoring services.

However, for companies that cannot obtain bank financing, factoring can provide the cash needed to fuel their enterprise with the most competitive rates available.

Our factoring services are designed to be a temporary fix, not a long-term solution. It is our goal to position our clients to improve their businesses to the point where they will qualify for traditional bank financing.

Should you have any questions, please call us at:  (561) 859-8048